What Would You Like to Know About Government Small Business Loans?

If you’re in business and live in the United States, you’ve likely heard of the government small business loans known as SBA loans.

(By the way, SBA stands for Small Business Administration.)

How would you like to know that there is a place where you can get your most pressing questions about these types of loans answered by experts in the field?

Well, keep reading and you’ll find real guidance. Here are…

Your Questions

What are SBA loans and how are they different from traditional loans?

What are the benefits of government backed business loans?

Where can I find the SBA lenders who offer these government small business loans?

Real Answers

What are SBA loans and how are they different from traditional loans?

Believe it or not, the US government wants to help businesses get the financing they need to maintain, grow, and expand.


Mainly because small businesses create jobs and more taxes that will be paid to the government from the employer and the employees.

It’s a win-win situation for them because they’re not actually “lending” the money. Instead, they are backing the money.

What does that mean?

It means that the government promises the lender that if the loan defaults, they’ll pay a percentage of the loan back to the lender.

So, in exchange for a promise, the government receives the benefits of helping small businesses all cross the US get financing and grow their operations.

What are the benefits of government backed business loans?

Because these loans are backed by the government, SBA lenders are able to offer much more favorable terms than traditional banks and private lenders..

SBA loans are business owner friendly loans. They allow you to….

Maximize your borrowing power

  • Enjoy low competitive rates.

  • Secure a low monthly payment.

  • Secure commercial property with a low down payment of 10%.

Minimize worrying

You don’t have to worry because …

  • There are no balloon payments due in 5 years.

  • These are not short term loans that have to be refinanced out quickly.

  • You can pay off the loan early because there are no pre-payment penalties.

There’s also less worry since you can enjoy long terms. For example, you can…

  • Get working capital for up to 10 years

  • Get equipment financing for up to 15 years

  • Get commercial real estate for up to 25 years.

Borrow money for cheap

The SBA loans are easy on you budget and on your time. For example, if you use it for a construction loan, you only have to close once before construction. Then, when the construction is complete, the loan automatically becomes a fully amortizing loan.

So you basically get two loans for the price of one. When I say “price” I mean dollars and cents and also time and energy.

You see, you won’t have to pay two sets of closing costs or sign all of the closing documents twice, or work with more than one lender.

Now that’s what I call savings!

These are just a few of the benefits of SBA loans.

Where can I find the SBA lenders who offer these government small business loans?

If you would like to get started with the process of applying for an SBA loan, feel free to contact us.

We’ll get you started with the best SBA lender for you. Did you know that all SBA lenders are not created equal?

If you complete the short form below a business loan specialist will contact you promptly. You can also give us a call at (800) 778-5361.

Contact Us

Please note that all fields followed by an asterisk must be filled in.

Likely, you still have more questions like those listed below…

How long does it take to get an SBA loan?

How do I qualify for a government backed loan?

What are the steps from beginning to end? It just seems so daunting.

Can I get an SBA loan if I’m starting a new business?

What does my credit score have to be to qualify for an SBA loan?

What are the consequences of defaulting on an SBA loan?

We’ll soon answer these questions for you right here at Guide-to-Business-Loans.com.

In the meantime, feel free to contact us and we’ll get your questions about government small business loans answered right away.

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